Senior Risk Analyst

At EveryPay, we are on a mission to build the digital financial infrastructure that underpins e-commerce in Greece, empowering Marketplaces, and Merchants to thrive.

We are a team of enthusiastic young people, driven by our values to Empower Customers, work as a Team Together, Manage Risk and Get Stuff Done.

We are proud to have built the payments layer connecting most Greek Marketplaces and Merchants with world-class schemes like Visa and MasterCard. We service most Greek Marketplaces, including Greece's largest and most successful marketplace: Skroutz. Our systems connect to thousands of banks, in Greece and abroad. Our tech processes tens of thousands of transactions every day – that's €billions worth of e-commerce. If you have bought something online in Greece, chances are you have already used our payments product.

EveryPay is fully owned by the Skroutz Group of companies and is both a Tech Company and a Regulated Financial Services Institution. Therefore, you will be exposed to the world of the Tech Payments Sector and that of Financial Services.

How you will contribute to EveryPay's vision

We are looking for a Senior Risk Analyst to join our Risk Management team

What will you be doing:

• Participate in Identifying, evaluating, and reporting on BU risks, and support the development and maintenance of the enterprise risk management (ERM) in general
• Enhance continuous improvement of our risk management framework, including policies, tools and processes, to further improve the quality and scalability of our risk management objectives
• Analyze data and monitor risks and assess their impact on company activities (threats/opportunities)
• Monitor key risk indicators (KRIs), produce risk dashboards, and escalate emerging risks
• Understand and be able to propose mitigating actions against various risk categories (Credit/Interest Rate/FX, Strategy, Disputes and Chargebacks, Operational, Compliance and AML etc.)
• Assist in the development and enhancement of the Internal Liquidity Adequacy Assessment Process (ILAAP), ensuring compliance with regulatory expectations and best practices
• Design and execute stress testing and scenario analysis across key risk areas including operational risk, liquidity, credit exposure (where applicable), and business continuity
• Participate in the KYC process for customer approval of entities from different countries using various internal and external systems and databases in the Onboarding and Reverification process
• Prepare and submit periodic regulatory filings, reports, and notifications
• Lead risk event investigations and root cause analyses
• Respond to ad-hoc assignments to meet business needs

What will you need to succeed:

• BSc preferably in Economics, Finance, Banking, Engineering or other closely related field
• Minimum of 2+ years of experience in risk management process and ERM
• Previous experience in fintech or payments service will be highly appreciated
• Extensive knowledge and practical application of Risk Management frameworks, including ISO 31000 and COSO
• Substantial knowledge of Risk Management frameworks ISO 31000 and COSO framework
• Familiar with regulations and in particular payments' regulations & supervision (e.g. PSD2, EBA guidelines, acquiring & issuing business, DORA Regulation)
• Familiarity with governance structures and risk reporting practices required for regulated financial institutions (e.g., Board Risk Committees, Risk Control Self-Assessments, etc.)
• Experience in building or enhancing risk frameworks in a scaling fintech or EMI
• Knowledge of card scheme rules (Visa, Mastercard), Open Banking, and digital wallets
• Professional certifications (e.g., FRM, CRM, PRM, ICA, CAMS), relevant to the assigned area, will be considered an asset
• Knowledge of project management systems (e.g. ASANA)
• Excellent organizational skills as well as the ability to manage multiple tasks and prioritize
• Effective Communication & Critical thinking
• Excellent use of MS Office
• Good command of the English language (both written and spoken)

What's it like to work at EveryPay?

• Competitive full-time salary
• Private Family Medical Plan
• Monthly meal allowance
• Learning and development programs and access to relevant resources
• A flexible hybrid model of work
• Free Skroutz Plus subscription
• Free wellness subscription
• Being part of an environment that gives employees large goals, autonomy and mentoring, creates incredible opportunities, both for you and the company

The Company EVERYPAY PAYMENT SERVICES SINGLE MEMBER SOCIETE ANONYME (going forward referred to as "EVERYPAY") collects CVs and Personal Data in order to proceed with the evaluation and selection of the appropriate employees. 

In the context of its compliance with the Regulation on Personal Data Protection (EU) 2016/679 (articles 13 and 14), EVERYPAY provides you with all necessary information regarding the collection and processing of your personal data. 

The collected data are voluntarily submitted to EVERYPAY by you and consist of the data included and possibly attached to the CV that you submit to us and to any of its annexes. Indicatively, this data shall include name, contact phone number, e-mail address, educational and professional background, etc. 

EVERYPAY guarantees that your personal data will not be used for purposes other than those listed here, without your consent, where required. Your data will not be transferred to a third country (outside EEA), and the recipient of this personal data is EVERYPAY. 

In case you do not enter into an employment relationship with EVERYPAY, your CV will be permanently deleted from our files, unless you provide your consent, so that we can keep it for one (1) year after our last contact with you. In this case, your CV will be saved in a secure environment to which unauthorized Company personnel will not have access. EVERYPAY implements appropriate technical and organizational measures to ensure the legal and appropriate use of personal data processed, their security and protection and takes care to prevent any unauthorized access to this data. 

You have the right to revoke your consent to the process of your personal data whenever you wish. In this case, the legality of the processing that took place while your consent was in force is not affected. 

You can request a copy of your data, correct it, delete it, restrict its processing, or oppose such processing (including automated decision making and profiling), as well as exercise your right to portability upon relevant request. 

To exercise these rights, you can contact us here:  or at the address: 25-29 Karneadou, 10675 Athens, for the attention of: Data Protection Officer. In addition, you have the right to file a complaint regarding the processing of your personal data to the Personal Data Protection Authority ). 

CONSENT FOR THE PROCESSING OF PERSONAL DATA 

By submitting your CV, you consent to the above processing of your personal data. You can revoke this consent at any time, by sending a relevant request to the email address:  .