Business Analyst/Loans r. 1096

We are looking for a skilled and proactive
Business Analyst
to join our team and contribute to the strategic alignment of business goals with innovative financial solutions. This is an exciting opportunity to work in a flexible hybrid environment, focusing on the integration, optimization, and management of
loan systems
and
banking
payment instruments. The ideal candidate will have strong experience in loan restructuring, NPL portfolio sales, and deep knowledge of both Retail and Corporate lending products.

Key Responsibilities

• Stakeholder Collaboration: Work closely with business stakeholders to gather and document business requirements related to non-performing loans, credit bureau reporting (e.g., Tiresias), loan restructurings, and portfolio sales.
• Business Requirement Documentation: Analyze and validate business needs and translate them into clear, actionable requirements for technical and product teams.
• Technical Communication: Liaise with development teams to evaluate the feasibility and performance of new functionalities related to digital payments and credit systems.
• Functional Design & Testing: Create functional specifications and user scenarios. Develop and execute user acceptance
  test cases
  to ensure robust system delivery.
• Process Optimization: Recommend improvements to loan management and restructuring processes to enhance operational efficiency and customer experience.
• Risk & Compliance: Identify potential risks related to payment fraud and data security. Ensure compliance with financial industry regulations and best practices.
• Cross-functional Collaboration: Build strong relationships with internal teams and external partners to ensure alignment across projects and initiatives.

Required Qualifications

• Proven experience as a Business Analyst or in a similar role within a banking or financial services organization.
• Knowledge and hands-on experience in loan restructuring and management of overdue loans.
• Familiarity with NPL (Non-Performing Loans) portfolio sales, including Retail and SME segments.
• Experience working in an Agile team environment.
• Ability to quickly familiarize with core and peripheral banking systems.
• Good understanding and practical knowledge of Retail and Corporate lending products, including mortgages, consumer loans, SME and corporate loans.
• Strong command of the English language, both written and verbal.
• Proficiency in Excel and general MS Office Suite (Word, PowerPoint).
• Excellent analytical thinking and problem-solving skills.
• Strong communication skills and a collaborative mindset.

What We Offer

• Flexible hybrid working model.
• Private health insurance.
• Unlimited access to a wellness support platform.
• A dynamic and challenging environment promoting ongoing learning and career development.
• Exposure to cutting-edge technologies and projects in the banking sector.
• A collaborative and supportive team culture.

UpcoMinds is a dynamic IT company with 25 years of experience that provides end-to-end web and mobile solutions helping businesses to reinvent themselves in the digital world. Our team's skills and expertise will ensure the holistic digital transformation of any organization, which will considerably improve both business operations and customer's experience.

Our goal is to always have our end products and services reflect our deep engineering skills and elegant progressive design aesthetic. We fundamentally believe deeply in developing long term strategic partnerships with our clients by exceeding expectations and maintaining a high level of transparency.

Find out more about us at

We commit to promote Inclusion & Diversity by creating a working environment where all employees are treated with dignity and respect and where individual differences are valued. We offer equal opportunity in all aspects of employment.

Our recruitment consultants will go through your Curriculum Vitae as soon as possible and get back to you to discuss the opportunity for which you apply. If you don't hear from us in the coming ten (10) working days, you may consider that you have not been selected for the particular job.